Greenify Your Life
Low-Cost Green Loans from Your Local Credit Union
Greenify is a nationwide credit union initiative helping members take meaningful climate action
GREENIFY
Your Partner in Sustainable Living
Greenify is a nationwide initiative from a group of credit unions committed to helping members take meaningful climate action. Whether you’re upgrading your home or switching to sustainable transport, Greenify empowers you to invest in energy-efficient improvements, all through a trusted, community-based financial partner: your credit union.
Borrow up to €100,000 over 10 years
Unsecured lending
Variable interest rate of 5.5%, typical APR 5.6%
Greenify Your Home
Upgrade your home’s energy efficiency with insulation, solar panels, heat pumps, and more.
Greenify Your Journey
Drive cleaner with electric or plug-in hybrid vehicles and power them with a home EV charging station.
Loan Calculator
Estimate Your Greenify Loan Repayments
Get a quick idea of what your loan could cost
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Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at any of the Greenify Credit Unions. It does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Greenify Your Life
Click on the icons to explore how you can Greenify Your Life.

Solar PV Panels
Generate your own electricity and dramatically cut your energy bills with Solar PV. Solar panels can save you between €200–€300 a year on your domestic electricity bill.
Heat Pumps
Heat pumps offer a cleaner, more efficient alternative to oil or gas heating. By replacing your existing system, you can significantly reduce heating costs, lower energy consumption, and cut greenhouse gas emissions. They also enhance comfort and efficiency in your home.
Insulation
Poor insulation leads to higher heating costs and wastes energy. Upgrading your attic or roof insulation can reduce heat loss by up to 30%, while improving wall insulation (cavity, internal, or external) can cut heat loss by up to 35%. These are among the most cost-effective energy upgrades for Irish homes.
Doors & Windows Upgrade
Upgrading old windows and doors can greatly improve comfort and reduce draughts in your home. Modern, energy-efficient models help cut heat loss and external noise by up to 10%, making your living space warmer and quieter.
Electric Vehicles (EVs)
Electric vehicles offer zero tailpipe emissions and much lower running costs compared to petrol or diesel cars. On average, you could save over €1,000 per year in fuel.
Home EV Chargers
Charging your electric vehicle at home is convenient and cost-efficient. Installing a home EV charger lets you power up overnight and take advantage of lower electricity rates.
The Greenify Guide
Download our practical guide to improving your home and transport energy efficiency.
Includes case studies, upgrade options, and step-by-step advice on financing and implementation. From small wins to large scale investment, the guide aims to break down the steps involved in securing finance for, and implementing, home energy upgrades.
How Does it Work?
01.
Enquiry Form
Fill in our enquiry form below. It only takes a minute.
02.
We’ll Call You
A staff member from your local credit union will call you back.
03.
Loan Approved
If all your details are satisfactory your loan will be approved.
04.
Happy Member
Come in and collect your funds from the credit union.
Make an Enquiry
Contact Us
Email hello@greenify.ie or freephone 1800 911 797. Alternatively, complete the contact form and your local participating credit union will contact you.
Looking to talk to us about your finance needs? Freephone 1800 911 797
Find Your Local Credit Union
Alignment to United Nations Sustainable Development Goals
Credit Union Greenify loans directly support the achievement of the United Nations Sustainable Development Goals, particularly SDG 11: Sustainable Cities and Communities and SDG 13: Climate Action.
Through Greenify loans, credit unions promote resilient, inclusive, and sustainable urban development (SDG 11) by enabling individuals and families to adopt greener living practices and contribute to healthier, more sustainable communities.
At the same time, they advance climate action (SDG 13) by encouraging reductions in greenhouse gas emissions and supporting adaptation to climate challenges.
In this way, credit union green loans represent a practical and community-centred approach to financing the transition toward a low-carbon and sustainable future.
